Your finances.
Live from bank and DATEV.
Cash flow, management accounts, cost centres, open items and planning. In one cockpit, without Excel.
- 14 days free
- Cancel monthly
- Data in Frankfurt
Cash · available liquidity
€241,564
4 bank accounts, after payments due
Result · Jan–Oct
€412,300
EBITDA · +18% vs. last year
01
Cash and results at a glance
Balances from your bank, operating result from your DATEV bookings. Up to date with one click.
02
Ready to go
Start with demo data and try it free for 14 days. Connecting your bank accounts takes minutes.
03
Secure in Germany
Hosted in Frankfurt, read-only access to your banks, two-factor login.
The numbers exist. Just not in one place.
Your money sits in several accounts.
Nobody knows right away what's actually available.
Management accounts arrive once a month.
Decisions happen every day.
The plan lives in Excel.
And it's outdated the moment it's done.
What Finqo does for you
One view instead of five spreadsheets.
All bank accounts, one balance
Balances from all major German banks, updated every two hours. Or instantly with one click.
Available liquidity
What's really left after upcoming payments.
Management accounts (BWA) without the wait
Straight from your DATEV bookings as soon as they're posted. With prior year and plan, drill down to every single booking.
Open items
Who owes you what. What's overdue.
Payment runs
Bundle invoices due and send them for approval. Payment happens in your banking or in DATEV.
AI categorisation
Finqo suggests a category for every bank transaction, you just confirm. The AI runs exclusively in EU data centres.
Cash & burn
Income, expenses and balance per month.
Planning and scenarios
Plan vs. actual and forecast. And what happens if a major customer drops out?
Cost centres
Results per project, location or department. Straight from your DATEV bookings.
Multiple companies
Holding and subsidiaries in one view.
How it works
Up and running in three steps.
01
Connect your bank accounts
Via finAPI, a BaFin-licensed service. Your balance shows up right away.
02
Connect DATEV
Grant access once, and all reports update automatically from then on.
03
Bring in your team
Management, accounting, tax firm. Everyone sees exactly what they need.
Who it's for
For everyone who wants to keep an eye on their own numbers.
Management
You want to know what's in the bank without opening three banking apps. And how the month is going before the management accounts arrive.
Owners of several companies
A holding with subsidiaries or several GmbHs: one view of liquidity and results, switch between companies with one click.
Founders and start-ups
Burn, runway and balance always in view. Plan and actual side by side, and the numbers for your next investor update are already there.
Your financial data stays in Germany.
Hosted in Frankfurt
Processed only in the EU, including the AI.
Read-only access
Finqo reads balances and transactions. Finqo never moves money.
Encrypted and protected
Encrypted like online banking. Login only with a second factor via app.
Pricing
Clear pricing. Cancel monthly.
Cashflow
Bank accounts only, no DATEV
€59/ month
Essential
Bank accounts and DATEV
€149/ month
Pro
RecommendedFor planning and groups
€249/ month
Per company, excl. VAT · Cheaper with annual billing · 14-day free trial
Compare plans and FAQ →
Who's behind Finqo
Built by someone who knows your questions.
“I've worked in accounting for years, and management always asked the same questions: How much money do we have in our accounts? Has last month's revenue been booked yet? Are we on plan? The answers were spread across banking, DATEV and Excel, and every month I built time-consuming financial reports for many clients. There had to be an easier way. Finqo is my passion project, so you can see the answers yourself, any time.”
Eyline Päpke-Jakubowski
Founder of Accountax and Finqo